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Low deposit mortgages are returning

March 19, 2018

A recent BBC article reports that low deposit mortgages are back. New products are on the market allowing customers to put down deposits for as little as 5% have become common over the last 12 months.


Information drawn from reports that there are about 55 new products available then there were a year ago, exceeding 300. A number not seen at this level since the financial crisis of 2008, when previously there were about 100 more.


During the crisis and after it lenders would require larger deposits for stability. In same wave checkers were more stringent on checking their customers where able to pay back their loans.



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